WELCOME TO THE TOP CARDS LIST!
Below you’ll find a list that’s designed for you to be able to start at the first card and work your way down the list. We keep this page updated with current offers and links so you can bookmark this page and whenever you’re ready for a new card, you know where to come!
If you are not yet familiar with what your “5/24 status” is, you can read more about it here. It’s super important for you to know your 5/24 status before applying for any cards on this list!
UNDER 5/24 CARDS:
CHASE SAPPHIRE Preferred CARD
$95 Annual Fee
Standard Offer: 60K Points for $4,000 spent in the first 3 months.
One of our favorite starter cards, and our current top pick for getting started with points & miles. This card is easily worth its modest annual fee!
CHASE Ink Unlimited CARD
$0 Annual Fee
Standard Offer: 75K Points for $6,000 spent in the first 3 months.
A fantastic business card with no annual fee that currently has an elevated sign-up bonus. A great way to earn transferable URs that you can use in conjunction with your premium travel cards!
CHASE INK CASH CARD
$0 Annual Fee
Standard Offer: 75K for spending $6,000 in the first 3 months.
Another $0 annual fee business card option for earning transferable URs. 5x points in select bonus categories. you can use in conjunction with your premium travel cards!
CHASE INK PREFERRED CARD
$95 ANNUAL FEE
Standard Offer: 100K points for spending $15,000 in the first 3 months.
Chase Ink cards are fantastic for earning extra SUBS which you can transfer to your premium Chase travel cards.
CHASE IHG REWARDS PREMIER CARD
$99 ANNUAL FEE
Current Offer: 140K points for spending $3,000 in the first 3 months.
One of the first co-branded cards we recommend! The free night certificate makes the AF more than worth it.
IHG REWARDS PREMIER BUSINESS CARD
$99 Annual Fee
Current Offer: 165K for spending $3,000 in the first 3 months.
We love this card for its free night certificate that makes it well worth the Annual Fee.
Southwest Rapid Rewards Performance Business CARD
$199 Annual Fee
Current Offer: 80K for spending $5,000 in the first 3 months.
Southwest Rapid Rewards Premier Business CARD
$99 Annual Fee
Current Offer: 60K for spending $3,000 in the first 3 months.
CHASE SAPPHIRE RESERVE CARD
$550 Annual Fee
Current Offer: 60K Points for $4,000 spent in the first 3 months.
United Mileage Plus Business Card
$99 Annual Fee*
Current Offer: 75K miles for spending $5,000 in the first 3 months.
*AF waived for the first year.
World of Hyatt Business Card
$199 Annual Fee
Current Offer: 60K points for spending $5,000 in the first 3 months.
Marriot Bonvoy Boundless Card
$95 Annual Fee*
Current Offer: 3 free night certificates for spending $3K in the first 3 months.
Southwest Rapid Rewards Plus Card
$69 Annual Fee*
Current Offer: 50K miles for spending $1,000 in the first 3 months.
Southwest Rapid Rewards Premiere Card
$99 Annual Fee*
Current Offer: 50K miles for spending $1,000 in the first 3 months.
Southwest Rapid Rewards Priority Card
$149 Annual Fee*
Current Offer: 50K miles for spending $1,000 in the first 3 months.
British Airways Visa Signature Card
$95 Annual Fee*
Current Offer: 75K Avios miles for spending $5,000 in the first 3 months. An additional 25K Avios for $20K in 12 months.
Aer Lingus Visa Signature Card
$95 Annual Fee*
Current Offer: 75K Avios miles for spending $5,000 in the first 3 months. An additional 25K Avios for $20K in 12 month.
Iberia Plus Visa Signature Card
$95 Annual Fee*
Current Offer: 75K Avios miles for spending $5,000 in the first 3 months. An additional 25K Avios for $20K in 12 month.