Chase Sapphire Preferred

Quick Look:

$95

5X points on travel purchased through Chase’s Travel Portal
3X points on dining, streaming services, & online grocery purchases (excluding Target, Walmart, and wholesale clubs).
2X point per dollar spent on all other travel purchases.
1X per dollar on all other purchases.

$50 annual hotel credit when booking a hotel through the travel portal.
25% bonus when redeeming points for travel in the Chase Travel Portal. (1.25 cents per point value instead of standard 1 cent per point.)
1:1 point transfer with Chase travel partners
Travel Insurance (including trip/baggage/Auto Rental CDW)
Complimentary DashPass membership which unlocks $0 delivery fees and lower service fees.
Read about all the benefits here.

This card is important to have in your wallet for a couple of reasons:

It gives you access to Chase travel partners with 1:1 point transfers. This is by far the best way to get real value out of your Chase points.
The generous sign-up bonus, additional travel coverages, and bonus earning categories make this a great card to keep in your wallet.

This is our top pick for those getting started in the world of travel credit cards. It’s a no-brainer!

- Must not be a current cardholder of either Sapphire card (Preferred or Reserve) .
- Must be under 5/24.
- Must not have earned a sign-up bonus from either Sapphire card in the last 48 months.
You can downgrade this card to either the Chase Freedom Unlimited or Chase Freedom Flex; both $0 AF cards that earn UR points.
This is a fantastic card to keep in your wallet all the time. However there is no need for both player 1 and player 2 to keep open. So I would keep one open in the family at all times.