Chase Sapphire RESERVE
Quick Look
Annual Fee:
$550
Current Offer:
60K Ultimate Rewards points when you spend $4,000 on qualifying purchases in the first 3 months.
Earning Categories:
10X points on hotels and car rentals booked through Chase’s travel portal.
5X points on flights purchased through Chase’s Travel Portal
3X points on all travel & dining purchases including eligible delivery services.
1X per dollar on all other purchases.
OTHER HIGHLIGHTS:
$300 Annual Travel Credit
Complimentary Lounge Access
Free Global Entry/TSA Precheck via statement credit
50% bonus when redeeming points for travel in the Chase Travel Portal. (1.5 cents per point value instead of the standard 1 cent per point.)
1:1 point transfer with Chase travel partners
Travel Insurance (including trip/baggage/Auto Rental CDW)
Why do we recommend it?
This card is commonly considered the best premium travel card on the market. While the annual fee is admittedly steep, remember that the $300 annual travel credit effectively drops the fee to $250 for all of the other benefits. You should not have any problem getting a ton of value from this incredible product even after the annual fee.
If you are going to be actively traveling, this card is an absolute warrior in your wallet.